You’re not alone. The good news is that many lenders offer a refinancing package that covers legal transfer costs, meaning you won’t need to pay for a lawyer yourself. It’s a smart, cost-effective way to restructure your mortgage.
How It Works:
When you refinance your home loan through select lenders, you may be eligible for:
✅ Free legal transfer services (conditions apply)
✅ No application fees
✅ No need for a registered valuation (in most cases)
✅ Flexible loan options — choose fixed, floating, or offset to suit your lifestyle
✅ Expert advice and full support — we’ll guide you through every step, from eligibility checks to application and approval
You may be eligible for a no-fee refinancing package if:
- Your home loan balance is $50,000 or more
- You have 20% or more equity in your home
- Your home loan is secured by no more than two properties
- There are no guarantors involved
- Property ownership remains unchanged
- All documents are signed by the actual property owner (not under power of attorney)
Need Help Deciding?
Not sure if you qualify or whether refinancing is the right move for you? We're here to help. Book a free consultation with us today — we’ll assess your options, explain the process in plain English, and help you make the switch with confidence.
Contact us now to see how much you could save.