Our Services

Beyond expectations

ApplyApply ContactContact

Welcome@smartmortgages.co.nz

0223985140

logo
Our Services
First Home with 5% Deposit

First Home with 5% Deposit

Saving for a 20% deposit can feel overwhelming, but did you know you may be able to purchase your first home with just a 5% deposit?

Refinance My Mortgage

Refinance My Mortgage

Refinancing might not sound exciting, but the benefits can be truly life-changing! Here are some key reasons why refinancing could be a smart financial move for you.

First Home Purchase

First Home Purchase

Purchasing your first home is a significant milestone, but the process can feel overwhelming. This guide breaks it down into clear, manageable steps—from saving for your deposit to moving into your new home.

Buying Investment Property

Buying Investment Property

If you're considering purchasing an investment property in New Zealand, you’ll need a 30% deposit—but that doesn’t mean you have to have all the cash sitting in your bank account! 

Top Up My Existing Loan

Top Up My Existing Loan

Your home isn’t just a place to live—it’s a powerful financial tool. If you’ve built up equity in your property, you may be able to top up your existing home loan to access funds for other important goals.

Reverse Home Loan

Reverse Home Loan

Reverse Mortgage is a financial solution designed for homeowners aged 60 and over.

Business Loans for Kiwi Businesses

Business Loans for Kiwi Businesses

Choosing the right business lending solution can make all the difference.

I have some questions